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How Banking and UPI Apps Use Behavioural Economics to Encourage Spending: A Journey into the Hidden Side of Finance

Header Image for blog   (toc) #title=(Table of Content)  T(caps) oday, I want to take you on a journey to explore how banking and UPI (Unified Payments Interface) apps might be subtly influencing us to spend more through the principles of behavioural economics. But before we dive into that, let me share the story that inspired this post. Recently, I was working on a problem statement to prepare a case study for a shared wallet concept for PhonePe. The task seemed simple enough: design an app feature where users can add their family members or friends to a shared wallet. Everyone in that wallet could then pay through it, view, and manage their expenses effectively—all while reducing the hassle of manual calculations and stress. As someone living in a remote area, I understand how stressful it can be to manage money efficiently, especially when dealing with everyday expenses. I often use apps like money managers, Split wise, or even WhatsApp groups to record my bills, hoping tha...

Modern Resume Design in Figma

Header Image Designing a Modern Resume in Figma: A Fresh Approach to Stand Out If you’re like me, you’ve probably grown tired of seeing the same old, uninspired resumes where candidates simply list their details without much thought to design. While the traditional approach might get the job done, it no longer meets the expectations of today's fast-paced digital world, where capturing attention is more challenging than ever. This is why I decided to take a different approach and design a modern, visually appealing resume using Figma. This isn't just a resume—it's a user-friendly experience that engages the reader and seamlessly connects your paper resume with your digital world. Why Modern Resumes Matter In an age where people’s attention spans are shorter than ever, your resume has to work harder to stand out. Handing in a dull, text-heavy document isn’t going to cut it anymore. If I receive a plain resume made in a word processor with minimal formatting, I honestly won’t...

Suno! ek kaam karogi | Hindi Poem | Chand pal, Ek Zindagi | Learn what I Know

Header Image Introduction This poem is a heartfelt plea, a raw expression of the soul yearning for someone to fill the spaces left by time, joy, and sorrow. It’s a deeply personal journey where love, hope, and vulnerability meet. The question is simple yet profound: Will you stay, even with the weight my heart carries? In our quiet moments, when we pause and reflect on love and loss, we realize our hearts hold untold stories—some spaces empty, waiting to be filled, others scarred by past heartaches. This poem invites you into that emotional space, a delicate offering of the heart to someone who may, or may not, choose to stay. As you read, feel the uncertainty and fragile hope behind the words: "Mera Dil Khali Sa Hai... Kya Mere Dil Mein Rahogi?" It’s not just a question for a lover but a reflection on life itself, on the courage it takes to open our hearts while guarding them from the inevitable tides of emotion. So tonight, I invite you t...

Kabhi kisi ko fizool ka satana nhi | Hindi Poem

Header Image Introduction I(caps) n the whirlwind of life, we often find ourselves vulnerable, opening our hearts to the world and sharing our deepest thoughts and emotions. But not every heart we confide in is gentle. Some wounds are left by those we least expect. This poem is a heartfelt reminder to guard our inner selves and keep our most personal stories close. It speaks of the delicate balance between trust and caution, urging us to be mindful of what we reveal to the world. As you read through these lines, take a moment to reflect on the sanctity of your own secrets and the importance of safeguarding them. Setting up the stage Picture yourself sitting by the window on a quiet evening, watching the world go by, yet feeling distant from it. A soft breeze rustles the curtains, and in the stillness of that moment, thoughts of trust, love, and betrayal fill your mind. The world outside seems indifferent to the heartaches you've faced, and perhaps, this poem echoes the feelings you...

Consciousness Explained by Daniel C. Dennett | Book Summary

Header Image Introduction: Rethinking Consciousness I(caps) n  Consciousness Explained , philosopher  Daniel C. Dennett  encourages us to rethink what we understand about consciousness—the core of being human. For centuries, thinkers have puzzled over how our minds work. Dennett challenges traditional ideas, suggesting that consciousness might be more of an illusion than we realize. This perspective could change how we see ourselves and our place in the world. Breaking Down the Myth of the Inner Observer For a long time, many believed in the "Cartesian theatre," a concept that imagines a little person inside our heads watching our lives unfold like a movie. René Descartes suggested that the mind and body are separate, with a specific part of the brain controlling consciousness. However, as we’ve learned more about the brain, we find that different experiences—like sight, sound, and emotion—are processed in various areas, not in one central spot. Dennett argues against th...

Chale hai baat toh (Hindi Poem)

Header Image of the blog Introduction I(caps) n this poem, I've explored the deep-seated frustrations and hopes that many of us carry. The lines "Mujhe barbad tere ishq se jayda, mere khamoshi ne kiya hai" (I have been ruined more by my silence than by your love) and "Thak gye rooh, ab to awaz uathai jaye" (My soul is tired, now it's time to raise my voice) reflect a yearning for change and a desire to be heard. The poem also addresses societal issues like religious intolerance and political corruption, emphasizing the importance of speaking out against injustice. Ultimately, it serves as a reminder that empathy and compassion are crucial for building a more just and equitable world. Setting up the stage At some point in life, we've all faced sorrow and frustration due to circumstances beyond our control. These experiences can deeply affect us, and it's often difficult to move past them. In this poem, I've used metaphors to express the emotions ...

Designing Modern and classy Indian Wedding Invitation in figma

Header Image (toc) #title=(Table of Content)  Introduction D(caps) esigning an Indian wedding invitation is a delicate balance of tradition, elegance, and personal style. With the right tools and creativity, you can craft a unique and memorable invitation that reflects the couple's love story. So, As a hobbyist designer I had decide to take up this challenge to deign a wedding card that hold the balance of tradition and add my design essence while crafting the love story of my brother.  In, this blog post, we'll explore how I used #Figma to design a beautiful Indian wedding invitation for my brother. Figma: The Perfect Tool for Design Figma is a powerful Web based tool mainly used by UI UX designers. But its vector graphics editor is pretty handy and ideal for designing intricate and detailed graphics like wedding invitations. Though i don't recommend using it for Print ready graphics, but since its my go to tool for mostly every design project that I take. I love to use t...